← CFO Warren

Last updated · May 14, 2026

Terms of Service

These Terms govern your use of CFO Warren (the “Service”), operated by CFO Warren, Inc. (“we”, “us”). By creating an account or otherwise using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. What CFO Warren does

CFO Warren is an AI agent that connects to your accounting, banking, and payments accounts (for example QuickBooks Online, your bank via Plaid, and Stripe) and answers questions about your business’s finances via text, voice, or web. Warren can read your data, generate summaries and forecasts, flag anomalies, and draft messages, but does not move money or make legally binding decisions on your behalf.

2. Eligibility

You must be at least 18 years old and have legal authority to bind the business you connect to the Service. The Service is currently available to businesses located in the United States. We may add or remove regions at our discretion.

3. Your account

You are responsible for keeping your account credentials secure and for everything that happens under your account. Tell us promptly at legal@cfowarren.com if you believe your account has been compromised.

4. Connecting third-party accounts

To use the Service you may grant Warren read access to third-party accounts (QuickBooks Online via Intuit, banking via Plaid, payments via Stripe, others over time). You agree that:

  • You have the authority to grant that access for the business in question.
  • OAuth tokens we store on your behalf are encrypted at rest. We do not store your direct provider passwords.
  • You may revoke access from the third-party provider or from within CFO Warren at any time. Revoking access may degrade the Service’s usefulness to you.

5. Subscription, payments, and cancellation

The Service is offered as a monthly subscription. New accounts begin with a 14-day free trial that does not require a payment method. To continue past the trial, you start a subscription through Stripe Checkout for $30 per month. The subscription renews automatically each month until cancelled. We may change subscription pricing on a going-forward basis with reasonable notice before your next renewal.

You may cancel at any time from your account or by emailinglegal@cfowarren.com. Cancellation stops future renewals; you keep access through the end of the billing period you have already paid for. Monthly charges already incurred are non-refundable except where required by law. We may offer promotional or complimentary access at our discretion, and may end or change such arrangements on a going-forward basis.

6. Acceptable use

You agree not to:

  • Use the Service to violate any law, regulation, or third-party right.
  • Attempt to gain unauthorized access to accounts, systems, or networks operated by us or our vendors.
  • Reverse-engineer, scrape, or otherwise interfere with the Service or its underlying models.
  • Use the Service to send spam, harass others, or generate content that is illegal, defamatory, or otherwise harmful.
  • Use the Service to make decisions that you would be legally required to delegate to a licensed professional (for example, certain tax filings, investment advisory, or legal advice) without independent review by such a professional.

7. Intellectual property

We retain all rights in the Service itself, the CFO Warren brand, the underlying software, the agent prompts, and our aggregated and anonymized analytics. You retain all rights to your business data and to the content of your conversations with Warren. You grant us a non-exclusive license to process that data and content as needed to operate the Service for you, to improve the Service, and as described in our Privacy Policy.

8. AI output, accuracy, and limits

Warren is built on large language models and may produce incorrect, incomplete, or out-of-date information. You are responsible for verifying anything Warren tells you before acting on it, particularly for tax, legal, investment, and material business decisions. See our Financial Disclaimer for specifics.

9. Termination

You may close your account at any time. We may suspend or terminate your account if you violate these Terms, if your use creates risk for us or other users, or if continuing to provide the Service to you becomes legally or operationally untenable. We will give you reasonable notice when we can. Sections that by their nature should survive termination (payment owed, IP, disclaimers, limitation of liability, governing law) will survive.

10. Disclaimers

The Service is provided “as is” and “as available” without warranties of any kind, whether express, implied, statutory, or otherwise. To the maximum extent permitted by law, we disclaim all implied warranties including merchantability, fitness for a particular purpose, non-infringement, and accuracy of information.

11. Limitation of liability

To the maximum extent permitted by law, our total liability arising out of or related to these Terms and the Service will not exceed the greater of (a) the amount you paid us in the 12 months before the event giving rise to the claim, or (b) $100 USD. In no event will we be liable for indirect, incidental, special, consequential, exemplary, or punitive damages.

12. Indemnification

You agree to indemnify and hold us harmless from claims arising out of (a) your use of the Service in violation of these Terms, (b) data you submit or actions you take based on Warren’s output, or (c) your violation of third-party rights.

13. Governing law and disputes

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws rules. The parties consent to the exclusive jurisdiction of state and federal courts located in Delaware for any dispute that cannot be resolved informally.

14. Changes to these Terms

We may update these Terms over time. If we make a material change, we will notify you by email or in the Service before the change takes effect. Continued use of the Service after a change means you accept the updated Terms.

15. Contact

Questions about these Terms: legal@cfowarren.com.